In Fourth Grade
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In fourth grade, students distinguished between fixed and variable expenses, calculate profit, described the purposes of financial institutions, compared various savings options, and how to allocate weekly allowance.
In Fifth Grade
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Fifth grade students define income tax, payroll tax, sales, tax, and property tax, explain the differences between gross and net incomes, describe how to balance a budget, identify different methods of payments, and a develop a system for keeping and using financial records.
In Sixth Grade
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In sixth grade, students will compare the differences between a checking account, a debit card, and a credit card, describe the purpose of and information found on a credit report, explain various pays to pay for college, compare annual salaries of several occupations requiring different levels of education, and the importance of establishing a positive credit history.
